If so, it’s safe to say that these activities will also play a role in the potential outcome of your life insurance application. Do you enjoy any other thrill-seeking hobbies like race car driving, bungee jumping, or skydiving? They will want to know about other hobbies as well. It’s important to remember that hang gliding is just one aspect of getting a life insurance policy. Have you ever crashed your glider or been injured while hang gliding?įrom here, most life insurance companies will generally have a pretty good idea about what “kind” of risk your Hang Gliding will pose to them as an insurance company.Do you participate in solo fights or tandem?.Do you ever hang glide outside of the United States?.Where do you typically go hang gliding?.Do you hang glide as a hobby, or is this a profession for you?.Do you possess any kind of certification or license?.Do you use any powered or non-powered gliders?.Do you belong to any hang gliding or paragliding clubs or organizations?.How often do you Hang glide or Paraglide?.Typical questions you’ll likely be asked may include: Why a life insurance company is going to want to learn more about you and your skill level because they certainly don’t want to insure a “bad” hang glider now do they? What kind of information will the insurance companies ask me or be interested in? It’s probably safe to say that Hang Gliding isn’t the “easiest” sport in the world, after all, it looks like it takes quite a bit of skill to manage one’s position in the sky and not come crashing down. ‘When compared to _ Hang Gliding isn’t all that dangerous as all!Īnd to be completely honest with you, one could finish this sentence with all kinds of different activities such as:Īnd “technically” be correct, but even though you may be right doesn’t mean that you’re going to change an insurance companies opinion about Hang Gliding, which means that we’re just going to have to “play along” and true to work within the rules/guidelines we’re given. Is that their “sport” or “hobby” isn’t actually all that dangerous. One of the most common arguments people who do like to participate in activities such as: Pretty much any time someone chooses to engage in an activity that would be considered by most to be dangers, it’s fair to say that most life insurance companies are going to be a little “bit” interested in it particularly if the activity in question requires someone to leap off a cliff (or a very steep incline) to propel themselves through the air! “But that’s only half the reasons why.” Why do life insurance companies care if I like to go Hang Gliding or Paragliding? This way, they can gain a better understanding of what “kind” of risk you may pose to them should they decide to approve your application. The only problem is that before most of your life insurance companies are willing to approve your life insurance application, they’ll want to learn more about your Hang Gliding activities. Yes, many individuals who actively engage in Hang Gliding or Paragliding will be able to qualify for a traditional term or whole life insurance policy. Can I qualify for a life insurance policy if I Hang Glide or Paraglide? So, without further ado, let’s dive right in. What can I do to improve my chances of qualifying for the “best” life insurance policy?.What kind of information will the insurance companies ask me or be interested in?.Why do life insurance companies care if I like to Hang Gliding or Paragliding?.Can I qualify for a life insurance policy if I Hang Glide or Paraglide?.Questions that will be addressed will include: We wanted to take a moment and discuss what it might be like to apply for a traditional life insurance policy as a “hang glider” so that we can answer some of the most common questions we get from folks who find themselves in this situation. Especially by those who financially depend on their risk taking loved one. Life insurance can provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.įor folks like who enjoy Hang Gliding or Paragliding that recommendation, might take on a little bit more “umph”. It is generally recommended that everyone consider purchasing life insurance, regardless of their occupation or hobbies.
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